Hot Cream Cheese Bean Dip

This Hot Cream Cheese Bean Dip is the easiest appetizer to make, and always a huge hit! Make this for your next football party or get-together, and watch it dissappear.

If you need a simple and delicious hot appetizer dip recipe, you’ve found it right here! Cream cheese bean dip is one of my favorite dips to make!

Made with refried beans and cream cheese, it’s wonderfully creamy and perfectly seasoned with a bit of taco seasoning. Then this dip is topped with lots of melty Mexican cheese and baked to bubby hot perfection!

If you’re looking for a few more easy hot dip recipes for your party, you will love my cheesy spinach artichoke dip and baked cheeseburger dip! Make one of each for the ultimate big game day spread.

The Best Party Dip Recipe

• Just 6 Ingredients – It’s amazing what can happen when you combine a can of refried beans with a few grocery staples. This dip comes together so easily and quickly without the need for a special trip to the store.
• Everyone Loves This Dip – I like to make this for football parties or holidays. I put it out at the beginning of the night and it’s always gone in less than an hour.
• Customize the Toppings – This dip is perfectly delicious without any extra toppings, but I love adding fresh veggies and flavors after it comes out of the oven. Anything you’d put on a taco or a plate of nachos is fair game here!

Ingredients In Cream Cheese Bean Dip

Here’s what you need to make this simple party dip:

• Refried Beans: Any type of canned refried beans will work in this recipe, so use whatever brand you prefer.
• Cream Cheese and Sour Cream: Using both of these creamy ingredients gives this dip the perfect consistency. It’s thick and rich, but not so thick that your chips will break trying to eat it!
• Taco Seasoning: You’ll need about two tablespoons of seasoning to make this recipe. Packaged taco seasoning works fine, or you can try making homemade taco seasoning instead.
• Hot Sauce: This is optional. If you’d like your bean dip to be on the mild side, leave the hot sauce out. You can always add more to the top of the tip after it’s baked if you need to.
• Shredded Cheese: Use something that will get nice and melty! Shredded Mexican cheese blend is always a safe bet for taco dip and bean dip. You can also shred Colby Jack or mild cheddar cheese.

Complete list of ingredients and amounts can be found in the recipe card below.

How To Make Hot Bean Dip

1. Mix the Ingredients: In a bowl, stir together a can of refried beans, softened cream cheese, sour cream, and taco seasoning. If you’re using hot sauce, add that in too!

2. Layer: Transfer the creamy mixture to a 10-inch cast iron skillet, a 9-inch pie plate, or a similar sized baking dish. Spread it out with the spatula so that it’s even and smooth. Top with shredded cheese.
3. Bake: Bake the bean dip in a preheated 350°F (180°C) oven for 20 minutes or until it’s heated through, melty, and bubbly.
4. Add Toppings: Before serving, top with any of your favorite toppings (some ideas are in the recipe card and also listed below), and serve warm with tortilla chips on the side.

Recipe Tips

• Soften the cream cheese first. You’ll have a tough time mixing the ingredients into a smooth mixture if the cream cheese is cold. You can mix it by hand with a spoon or sturdy spatula, or use a mixer to make things a bit easier.
• Add the toppings just before serving. I like to let the dip cool for a few minutes before adding fresh ingredients like avocado or tomatoes. Otherwise they can get too warm and soft.

Bean and Cheese Dip Toppings

Go big when it comes to adding toppings to your cream cheese bean dip! Anything that you’d put on Nachos will work here. Try:

• Guacamole or diced avocado
• Fresh Pico De Gallo
• Salsa
• Sour Cream
• Cilantro or green onions
• Jalapenos

Storing Tips

There’s rarely any leftovers when I serve this, but if you have some, be sure to keep them stored in the fridge. Enjoy within a day or two.

The best way to reheat cream cheese bean dip is to microwave for a minute or two, stirring halfway through. If needed, add a bit more cheese to the top before serving.

More Amazing Party Appetizers to Make

If you’ve invited people over, be sure you have plenty of tasty snacks for them to enjoy! Here are some of my favorites:

• Crockpot Grape Jelly Meatballs
• Sloppy Joe Garlic Bread
• Lemon Pepper Chicken Wings
• Homemade Swedish Meatballs
• Cowboy Caviar

Recipe FAQs

Can I double the recipe?

You absolutely can! I’d suggest making it in two separate pans, but you can also double the recipe and bake it in a 9×13-inch baking dish.

Can I add meat?

If you’d like this dip to be a bit heartier and filling, consider stirring in cooked ground beef, chorizo sausage, or shredded chicken.

Is cream cheese bean dip spicy?

You can control how spicy this dip is (or isn’t) by the ingredients that you choose. For a mild dip, be sure to use mild or plain refried beans, mild taco seasoning, and skip the hot sauce. If you want to go spicier, just add more spice!

Can I use low-fat cream cheese?

I don’t usually recommend using low-fat dairy products for recipes like this one, as the flavor and texture just aren’t the same. That said, lower-fat cream cheese will work if you’d like to use it.

Save this bean dip recipe by Pinning it for later! It’s truly the best and easiest recipe, and you’ll want to have it on hand for all types of casual party events.